Limitless 2% money rewards — Cardholders earn a limiteless 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that provide increased money again charges on sure classes, and whereas they are often value it, they do require extra effort. And so they usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Lively Money® Card is ideal for somebody that wishes an easy-to-use card that also affords excessive rewards: you’ll earn a best-in-class flat rewards immediately in your purchases — with no limits or hoops to leap by.
$200 money rewards sign-up bonus — New Wells Fargo Lively Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, but it surely’s additionally one of many issues that units this Wells Fargo bank card aside from different 2% again playing cards. We’ve but to return throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
15-month 0% APR intro supply — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible stability transfers for a full 15 months. (After that interval, a go-to fee of 20.24%, 25.24%, or 29.99% Variable APR applies.) That is an important supply, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will mean you can keep away from curiosity on purchases and stability transfers into 2025!
Remember that stability transfers have to be made inside the first 120 days to qualify for a decreased rate of interest and a decrease stability switch charge.
No annual charge — In lots of circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money® Card, which sports activities a $0 annual charge.
Cellular phone safety — With the worth of a typical cellphone within the lots of of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in cellphone safety of as much as $600 simply by paying your cellphone invoice along with your card. Protection is topic to a $25 deductible.
